Monday, January 9, 2012

In Kenya, Mobile Banking Takes Off

In Kenya, the use of debit and credit cards is taking a back seat to money transfers via cell phone. Increasingly, Kenyan financial institutions allow customers to move money between accounts and from institution to institution and even to apply for instant loans via their mobile devices.

As major players in the Kenyan telecommunications market continue to work with international as well as regional financial institutions to allow Kenyans to use their cell phones the way they would ordinarily use debit cards online and at bricks-and-mortar businesses, the Central Bank of Kenya announced that mobile money services surpassed credit and debit card use in the third quarter of 2011.

Cell phones have become personal banking tellers, with 80 percent of new cell phone service subscribers opting to add money transfer services to their phone plans. This amounts to 1.02 million new money-service users, bringing the total number of people who use their cell phones to conduct financial transactions to 18.4 million. With figures like these, it would likely be in the best interests of financial institutions to offer free cell phones with every new account.

According to the Communications Commission of Kenya (CCK), convenience and ease of use is behind the rise in mobile banking. “Continued growth is an indication of subscribers’ preference for mobile money transfer, which could be attributed to accessibility and affordability even to low-income earners,” the CCK stated in its third-quarter report on the financial industry.

Cell-phone users increased the number of deposits they made by nearly six percent during the third quarter alone, and the amount deposited grew by nearly 60 percent from the same time a year earlier. Financial service companies continue to rush to establish partnerships with cell phone providers, fueling expectations that deposits will continue to increase dramatically again in the near future.
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Thursday, December 29, 2011

Restaurant Owner Had Ties To N. Korean Diplomat


Cubby’s Barbeque, owned by Robert Egan, in Hackensack, New Jersey is not only famous for their delicious barbeque. They are also popular for entertaining famous people from time to time. Owner, Robert Egan has spent the last decade selling his popular barbeque foods to some very important people. One very important person who enjoyed the delicious food from Cubby’s was Pyongyang’s former diplomat, Kim Jong-il who died December 17, 2011.

Hanging on the wall of this popular barbeque restaurant are many photographs of Egan and Jong-il. By sharing good food from the barbecue smokers, it helped to gain trust between the two countries on a lower level and an unending friendship between the restaurant owner and the North Korean diplomats. These photographs bring two lives together; the life that Bobby Egan lives as an unofficial diplomat to the United Nations and the Cubby BBQ restaurant.

Beginning in the 1970s, Bobby Egan has been on a search and rescue mission for prisoners of war and soldiers who have been missing in action in North Korea and Vietnam. Inventing unofficial group names to help give him access to North Korea easier, has helped him to become friendlier with diplomats. By sharing his talents of food through his restaurant with these diplomats, it helped him to gain information to help send POW’s home to their families.

Through entertaining the foreign diplomats of North Korea, Egan formed a bond and friendship that helped him to gain access to the foreign lands. Every meal the North Korean diplomats ate was free. This ensured that they would continue to come back to the Cubby Restaurant each time they visited the United States.

Although many people believe that entertaining foreign diplomats is an act of decency, other’s view it as bribery for information. North Korean authorities claim that there is some doubt of any relationship between Jong-il and Egan at all. Some even go as far to claim that the foreign diplomats only saw it as a free meal. However, by sharing these wonderful meals from his restaurant, Egan was able to gain trust and friendship from Kim Jong-il and other North Korean diplomats.

According to the American government, Robert Egan was not part of their efforts to release any POW’s from North Korea or Vietnam. Sources are unsure whether there was any connection between Egan and the United States Intelligence agency. Egan has not been to North Korea in five years. He hopes someday to be appointed by the President to be an ambassador to North Korea and open a Cubby’s Restaurant in Pyongyang right next to the U.S. Embassy.
Read full article - Restaurant Owner Had Ties To N. Korean Diplomat

Sunday, December 11, 2011

Disparity Of Health Amongst Young Americans

A recent study of health disparity in America was conducted by a group of professors from University of North Carolina-Chapel Hill, Duke and Ohio State University.

The lead researcher, Hui Zheng, a sociology professor from Ohio State University claims that this study is "one of the most comprehensive pictures ever of health disparities" thanks in part to the to the advancement of medical technology .

However, the current disparity of America's younger generations is a quite large and will only get bigger according to the study. Zheng explains that as younger generations grow older, "health disparities in the whole population will grow even larger."

Young American adults under the age of 30 are finding themselves with a more varied level of health problems when compared to previous generations. The study shows that as this generation of people age their health disparity will only get higher until they become senior citizens when gap will become smaller.

As the baby boomers reach retirement age and beyond, this generation of young Americans will find that their range in healthy to unhealthy people will only grow over the next twenty years according to the study.

Zheng also suggests that the gap between the healthy and the poor of health will only increase with future generations. Disparity in health is a relatively new find in America at least up to the baby boomer generation. A study of people born in the first half of the 19th century will find a smaller gap in differences of health in the population. This new generation of Americans are finding quite the opposite result.

The results were found using including age, birth date and when the level of health was determined using surveys conducted by the National Center for Health Statistics from 1984-2007. They used these factors to create two sets of statistics that showed the differences in health over generations.

Zheng claims that this new study was the first time researchers have been able to "how see how each [factor] interacts with the others to affect changes in health disparities."

The survey asked people to rate their health on a scale of one to five, with five being the highest. Even though this is not a medical conclusive report, Zheng finds that this type of survey provides a better indicator then a more professional opinion. The statistics also included many other determining factors such as economic background, race, gender etc.

While the research does not explain the disparity in younger generations, there are many factors that can be concluded as to the reason. There is a large difference in income between socio economic levels. Also, the increase in foreign peoples entering the country can also account for the disparity in health. This is also not to mention the increasing awareness of unhealthy and overweight young Americans.

As a result, young Americans born after 1980 will only increase the disparity of health in their generation. The population will continue to see a rise in the levels of healthy to the unhealthy as they these Americans age. The disparity will only drop when people reach a substantially mature age when the human body as a whole becomes weaker with age. It also should be noted the Medicare and pharmacy access may be a reason for the decline in disparity because of better access to health care as a whole.

Zheng explains that this new way of conducting research can be applied to studying any other types of disparity in society because the it "provides a powerful framework to identify and study the evolution of inequalities" in various determining factors from age to education.

This study of health disparity in Americans can be found in the December 2011 American Sociological Review for a comprehensive list and results found.

Written by Lori Janeson. Check out .
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Monday, February 7, 2011

The Weirdest Video From The Protests In Egypt

The recent protest in Egypt have captivated the entire globe.  It has really been remarkable what the people of Egypt have accomplished.  But there have also been some really weird things happening during the protest too.  I mean really, really weird things.  For example, have you seen the video footage of the mysterious "ghost horseman" yet?  It is freaky!

Video footage of this ghost horseman is posted below.  You can view it starting at the 1:18 mark of the video.

Do any of you have any idea what this thing is?  Do any of you have any idea where it is from or where it is going?.... 




Talk about wild!

I don't know about you, but that video really creeped me out.

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*Mysteries Of The World
Read full article - The Weirdest Video From The Protests In Egypt

Monday, January 17, 2011

Weird Alien Creature Found In Indonesia

The video you are about to watch is truly one of the most bizarre YouTube videos I have seen in a long, long time.  It is reportedly of a very weird aliens creature that was found in Indonesia.  This creature has supposedly has the body of a snake, blonde hair and the face of a human.  This bizarre alien creature was killed and displayed for villagers to view.

The first question that needs to be asked is this: Is this thing a fake?

That is a very real possibility.

There are just way too many people trying to fake things on the Internet these days.

Unless some real scientific testing is done on this thing we might not ever know.  But then we wouldn't be able to rely on any government to give us straight answers about this creature anyway.

Sadly, we may never learn the real truth about this creature.  All we can do is examine the evidence at hand and come up with our own opinions.

So here it is - the video footage of the weird aliens creature found in Indonesia....



For much more on the UFO phenomenon, we encourage you to check out Unholy Communion, The Alien Interviews and Nephilim Stargates: The Year 2012 and the Return of the Watchers.

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Read full article - Weird Alien Creature Found In Indonesia

Wednesday, December 15, 2010

A Forest Ghoul?

Over the past several years, the number of bizarre creature sightings seems to be increasing exponentially.  It seems like almost every single day the Internet is buzzing about another unexplained creature that has been captured on tape.  The picture above was taken by a deer hunter in the United States.  He does not know what it is.  Apparently he was so scared that he broke his camera as he was scrambling to get away from it.

So what you think this thing is?

Do you think it is a hoax?

Do you think it is a forest ghoul?

Do you think it is an alien?

Do you think it is some really weird hybrid experiment gone wrong?

The truth is that we have moved into a time when scientists all over the world are using ancient "Watcher" technology to create some of the most bizarre hybrid creatures imaginable.

Could this be one of them?

Or is there a perfectly reasonable explanation for all of this?

Watch the video below and decide for yourself.....



The world seems be becoming more weird every single day.

For much more on this topic, we would encourage you to check out The Weiser Field Guide to Cryptozoology: Werewolves, Dragons, Skyfish, Lizard Men, and Other Fascinating Creatures Real and Mysterious by Deena West Budd.

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Read full article - A Forest Ghoul?

Friday, November 12, 2010

Many Too Small Boxes And Maru: The Cat That Must Sit In Any Box No Matter The Size

Have you seen the video of Maru the Cat yet? If not, you have got to watch the video below. It is incredibly weird and yet incredibly funny at the same time. Apparently this cat has a compulsion to sit in any box that it finds. It does not matter how big or small that box is. The following video details an experiment that was performed to see just how far Maru would go to sit in a box.....



If you know of any other weird videos like this, please leave a link to them in the comments field below.

Also, if you have not tried out Kinect for XBox 360 yet, you really should.  It takes motion-sensor video gaming to a whole new level.  In fact, for Kinect games there is no controller required.  How cool is that?

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Read full article - Many Too Small Boxes And Maru: The Cat That Must Sit In Any Box No Matter The Size

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